coach credit card holder
This is a little rant about me.
I’m a “Coach Credit Card Holder” for both my work and freelance business, and I really don’t like it. The credit card companies have become very invasive in the last few years, and I’ve had quite a few of them refuse business cards or charge me a fee. In general, they want you to “fill in your information” and then just send them your card number. I’ve had two cards refuse to charge me anything, and both time frames were months.
I do appreciate the time I put in to making my cards work, but you cant just demand your own card number. It’s a scam, and you get on the phone and have to explain to them that you have no idea what they are talking about. There are some exceptions for businesses, such as a company that makes ice cream, but most of the time you have to fill it out with your name and address and then wait a few months to get a card from them.
Now, this isn’t a surprise. The more businesses you visit, the more you can get scammed. In the last few years I have had a couple of cards that have not been working for a couple of months, and my bank has been very generous with the $25 they have given me as a reward. I have contacted the companies and explained the situation and the bank has offered to give me a credit for the entire $25.
I had the same idea. I thought it would be a good idea to check out my card issuer to see if they had any policies you might be at risk for. Turns out, they don’t and as a result my bank has been very generous with the 25 they have given me.
My bank has been very generous with the 25 I have had in my account for the past few months. But I have a question.
In your case, you will have to get a new bank account. I know this because I have been in your situation. Banks do not like credit card holders that have outstanding balances. I have a question.
Yes you do. Banks want to prevent people like you from being able to get a credit card. To do so, they will freeze your credit in the name of the credit card company. As a result, if you have an unpaid balance they will charge you a large fee to remove the name from your account.
Now, I’m not against having a credit card if one is available. You should probably be charging it. The problem is that you may have to go through a lengthy process to get the credit card, and with the current credit card system, you may never get one.